Our Commercial Combined product is designed for small to medium businesses whose needs cannot be catered for by a package product.
This flexible policy can be tailored to suit the needs of your client, with Property Damage, Business Interruption, Public and Products Liability, Employers’ Liability, Engineering Breakdown and Legal Expenses covers available.
Our underwriting appetite extends to a wide trade list and our underwriters enjoy a higher degree of delegated authority under this product and can consider risks and trades which fall outside of our package policies such as wholesalers and manufacturers.
Our proactive and personable approach towards underwriting will take the hassle out of finding and securing flexible commercial insurance for your clients.
What can our cover offer your clients?
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Core Cover
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|---|
| Employers’ Liability of £10,000,000 |
| Public Liability £2,000,000, £5,000,000 or £10,000,000 |
| Products Liability of £2,000,000, £5,000,000 or £10,000,000 options |
| Material Damage |
| Business Interruption |
| Goods in Transit |
| Money and Personal Assault |
| Specified All Risks cover for UK, EU and worldwide |
| Loss of Licence |
| Glass Breakage |
| Terrorism cover for Material Damage Covered as standard |
| Equipment Breakdown provided by HSB Engineering Insurance |
| £100,000 of legal expenses cover provided as standard |
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Optional Cover
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| Defective Workmanship upon review |
| Professional Indemnity upon review |
| Damage to property being worked on upon review |
| Financial Loss upon review |
If you have any questions about our cover, please call our team on 0207 553 0800 or email info@iprism.co.uk.
Get A QuoteOur Commercial Combined Insurer Panel
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